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Central Wisconsin Christian School

Where Christ Is Central

Gifts From Your IRA

Gifts From Your IRA

 

 

Learn how giving from your IRA can impact the future of CWC

If you are 70 ½ or older, you can make a sizable gift from an individual retirement account (IRA) to Central Wisconsin Christian AND reduce your taxable income.

Benefits of Giving From Your IRA

 

Convenient

An easy way to give to CWC.

Tax-wise

Distributions made directly to charity are not treated as taxable income. This is advantageous even if you don’t itemize deductions on your tax returns!

Promises kept

Gifts from your IRA can be used to fulfill any charitable giving pledges previously made.

Impactful

Gifts are tax-free to CWC. The entirety of your gift will go toward ministry!

Requirements of a Qualified Charitable Donation

 

You can give from your IRA to ministry without any federal tax liability, as long as the gifts are qualified charitable distributions (QCDs). Distributions qualify for all or part of your required minimum distribution (RMD).

  • IRA holders must be age 70 ½ or older at the time of the gift.
  • Give up to $111,000* per year, per person.
  • Gifts must be outright gifts made directly to a charitable organization.

*As of January 2026. Indexed for inflation annually.

  • Distributions to donor-advised funds, charitable trusts or charitable gift annuities are not permissible.
  • Distributions may only be made from traditional IRAs or Roth IRAs; other retirement accounts are not eligible.
  • You can give a one-time qualified charitable distribution (or multiple QCDs within a single year) totaling no more than $55,000* to fund a life income gift.

Learn More

 

To learn more about giving from your IRA or other smart and powerful giving options, call the CWC Advancement Office at 920-324-4233 or email advancement@wearecwc.org.

 

The information provided is intended for educational purposes only. As a school, we do not provide tax advice or tax preparation services. For advice regarding your specific tax situation, please consult a qualified tax professional.